Loan Programs For First Time Home Buyers

There are a variety of competitively priced home loan programs geared towards first-time home buyers, including USDA, V.A., Conventional and FHA home loans. Not only do we want to help you buy your very first home in Ohio, we want to make sure that you never struggle to make your mortgage payments. Apart from conventional programs that require 20% down there are other where you can put 3-3.5% down to get your first home. Well if you can qualify for a USDA loan program then you do not even need to put any money down, moreover the closing ocsts can also be added to your monthly mortgage payments.

Single Family Homes for First Time Home Buyers in Ohio

We have listed single family homes in Ohio for first time home buyers to set them on right track to start their home search. Surf through properties in your local area and leave the rest to us from connecting with an agent, your pre-approvals all the way to closing. We do free credit checks for your eligibility also give you an estimate as to how much of a home you can afford as per your income and credit.

First Time Home Buyer Programs in Ohio

Recently Listed Properties In Ohio

1270 Jackson Hole Dr, Blacklick, OH 43004
Single Family
1270 Jackson Hole Dr, Blacklick, OH 43004
1270 Jackson Hole Dr 2 days, 3 hours
$996,500
  • Bed4
  • Bath4.5
  • sqft4,164
507 Sherman St, Geneva, OH 44041
Active In USDA Approved Zone Single Family
507 Sherman St, Geneva, OH 44041
507 Sherman St 2 days, 4 hours
$175,000
  • Bed4
  • Bath2.5
  • sqft1,860
1635 W 8th St, Ashtabula, OH 44004
Active In USDA Approved Zone Single Family
1635 W 8th St, Ashtabula, OH 44004
1635 W 8th St 2 days, 4 hours
$74,900
  • Bed3
  • Bath2.0
  • sqft1,271
1508 Union Ave, Ashtabula, OH 44004
Active In USDA Approved Zone Single Family
1508 Union Ave, Ashtabula, OH 44004
1508 Union Ave 2 days, 4 hours
$149,500
  • Bed3
  • Bath2.0
  • sqft2,120
6508 Austinburg Rd, Ashtabula, OH 44004
Active In USDA Approved Zone Single Family
6508 Austinburg Rd, Ashtabula, OH 44004
6508 Austinburg Rd 2 days, 4 hours
$98,900
  • Bed3
  • Bath2.0
  • sqft1,592
1733 Laredo Dr, Hanover Twp, OH 45013
Active Single Family
1733 Laredo Dr, Hanover Twp, OH 45013
1733 Laredo Dr 2 days, 4 hours
$164,900
  • Bed2
  • Bath2.0
  • sqft1,548
8143 Darlene Ter, Liberty Twp, OH 45044
Active Single Family
8143 Darlene Ter, Liberty Twp, OH 45044
8143 Darlene Ter 2 days, 4 hours
$309,900
  • Bed4
  • Bath2.5
  • sqft2,560
527 Sharon Ln, Hamilton, OH 45013
Active Single Family
527 Sharon Ln, Hamilton, OH 45013
527 Sharon Ln 2 days, 4 hours
$150,000
  • Bed4
  • Bath2.5
  • sqft2,150
410 Shafor St, Middletown, OH 45042
Active Single Family
410 Shafor St, Middletown, OH 45042
410 Shafor St 2 days, 4 hours
$115,000
  • Bed2
  • Bath1.0
  • sqft880
3950 Applegate Ct, Batavia Twp, OH 45102
Active Single Family
3950 Applegate Ct, Batavia Twp, OH 45102
3950 Applegate Ct 2 days, 4 hours
$330,000
  • Bed3
  • Bath2.5
  • sqft2,220
1282 Kilbrannen, Union Twp, OH 45103
Active Single Family
1282 Kilbrannen, Union Twp, OH 45103
1282 Kilbrannen 2 days, 4 hours
$298,000
  • Bed4
  • Bath3.5
  • sqft1,958
1099 Valley Wood Dr, Union Twp, OH 45103
Active Single Family
1099 Valley Wood Dr, Union Twp, OH 45103
1099 Valley Wood Dr 2 days, 4 hours
$320,000
  • Bed4
  • Bath2.5
  • sqft1,963
343 Metz Rd E, Columbiana, OH 44408
Active In USDA Approved Zone Single Family
343 Metz Rd E, Columbiana, OH 44408
343 Metz Rd E 2 days, 4 hours
$250,000
  • Bed3
  • Bath2.0
  • sqft2,469
702 Sunset Dr, Lisbon, OH 44432
Active In USDA Approved Zone Single Family
702 Sunset Dr, Lisbon, OH 44432
702 Sunset Dr 2 days, 4 hours
$150,000
  • Bed3
  • Bath1.0
  • sqft1,413
11823 Mcgowan Ave, Cleveland, OH 44135
Active Single Family
11823 Mcgowan Ave, Cleveland, OH 44135
11823 Mcgowan Ave 2 days, 4 hours
$65,000
  • Bed2
  • Bath1.0
  • sqft696
1256 Richmond Rd, Cleveland, OH 44124
Active Single Family
1256 Richmond Rd, Cleveland, OH 44124
1256 Richmond Rd 2 days, 4 hours
$189,000
  • Bed3
  • Bath1.5
  • sqft1,559
1055 Woodview Rd, Cleveland Heights, OH 44121
Active Single Family
1055 Woodview Rd, Cleveland Heights, OH 44121
1055 Woodview Rd 2 days, 4 hours
$90,000
  • Bed3
  • Bath1.5
  • sqft1,136
33680 Baldwin Rd, Solon, OH 44139
Active Single Family
33680 Baldwin Rd, Solon, OH 44139
33680 Baldwin Rd 2 days, 4 hours
$249,900
  • Bed4
  • Bath2.0
  • sqft1,603

Plenty of reasons to choose us

Our agency has many specialized areas, USDA home loans is our real specialty and these are also the first choice of our customers. We take extra effort to help first time buyers selecting the best loan program depending upon their credit, income, debt and the locality they are planning to purchase home.

Excellent reputation

Our comprehensive database of single family homes in Ohio and market info gives the accurate view of your home value.

Best local agents

You are just minutes from joining with the best agents who are fired up about helping you Buy or sell.

Peace of mind

Be rest assured that agents, loan officers and their expert team will handle every detail of your transaction from start to end.

Tons of options

If you or the property does not qualify for a USDA loan we can also help with FHA, Conv or other loan programs which is best fit for your case.

With more than a decade of experience, thousands of home buyers have turned to CHF to find their first home. We are the only website around who cleanly do property eligibility check for USDA approved zones.

Homes from popular locations in Ohio

Search single family homes in these great locations that are hand picked for you.

Get Free Credit Check and Program Eligibility