Loan Programs For First Time Home Buyers

There are a variety of competitively priced home loan programs geared towards first-time home buyers, including USDA, V.A., Conventional and FHA home loans. Not only do we want to help you buy your very first home in Ohio, we want to make sure that you never struggle to make your mortgage payments. Apart from conventional programs that require 20% down there are other where you can put 3-3.5% down to get your first home. Well if you can qualify for a USDA loan program then you do not even need to put any money down, moreover the closing ocsts can also be added to your monthly mortgage payments.

Single Family Homes for First Time Home Buyers in Ohio

We have listed single family homes in Ohio for first time home buyers to set them on right track to start their home search. Surf through properties in your local area and leave the rest to us from connecting with an agent, your pre-approvals all the way to closing. We do free credit checks for your eligibility also give you an estimate as to how much of a home you can afford as per your income and credit.

First Time Home Buyer Programs in Ohio

Recently Listed Properties In Ohio

4686 Englesson Dr NW, Warren, OH 44485
Single Family
4686 Englesson Dr NW, Warren, OH 44485
4686 Englesson Dr NW 15 hours, 52 minutes
$199,900
  • Bed4
  • Bath2.5
  • sqft1,952
776 Tamarak Ave, Tipp City, OH 45371
In USDA Approved Zone Single Family
776 Tamarak Ave, Tipp City, OH 45371
776 Tamarak Ave 15 hours, 53 minutes
$199,900
  • Bed2
  • Bath2.0
  • sqft1,370
1238 W Main St, Troy, OH 45373
Single Family
1238 W Main St, Troy, OH 45373
1238 W Main St 15 hours, 53 minutes
$159,900
  • Bed2
  • Bath1.5
  • sqft1,022
1199 E 24th Ave, Columbus, OH 43211
Single Family
1199 E 24th Ave, Columbus, OH 43211
1199 E 24th Ave 15 hours, 53 minutes
$169,900
  • Bed4
  • Bath1.5
  • sqft1,352
3799 Pendent Ln, Columbus, OH 43207
Single Family
3799 Pendent Ln, Columbus, OH 43207
3799 Pendent Ln 15 hours, 53 minutes
$310,000
  • Bed4
  • Bath3.5
  • sqft1,528
1685 Borror Rd, Grove City, OH 43123
Single Family
1685 Borror Rd, Grove City, OH 43123
1685 Borror Rd 15 hours, 53 minutes
$299,900
  • Bed3
  • Bath2.0
  • sqft1,519
884 E 236th St, Euclid, OH 44123
Single Family
884 E 236th St, Euclid, OH 44123
884 E 236th St 15 hours, 54 minutes
$129,000
  • Bed3
  • Bath1.0
  • sqft1,119
4634 Telhurst Rd, South Euclid, OH 44121
Single Family
4634 Telhurst Rd, South Euclid, OH 44121
4634 Telhurst Rd 15 hours, 54 minutes
$199,900
  • Bed4
  • Bath2.5
  • sqft2,120
15554 Sr 45, Lisbon, OH 44432
In USDA Approved Zone Single Family
15554 Sr 45, Lisbon, OH 44432
15554 Sr 45 15 hours, 54 minutes
$329,900
  • Bed3
  • Bath2.0
  • sqft1,980
1016 Smith Rd, Ashland, OH 44805
Active Single Family
1016 Smith Rd, Ashland, OH 44805
1016 Smith Rd 16 hours, 20 minutes
$220,000
  • Bed6
  • Bath3.0
  • sqft2,316
1056 Sandusky St, Ashland, OH 44805
Active Single Family
1056 Sandusky St, Ashland, OH 44805
1056 Sandusky St 16 hours, 20 minutes
$205,000
  • Bed5
  • Bath2.5
  • sqft1,888
605 Vine St, Ashland, OH 44805
Active Single Family
605 Vine St, Ashland, OH 44805
605 Vine St 16 hours, 20 minutes
$100,000
  • Bed3
  • Bath1.0
  • sqft1,344
833 Keefus Rd, Conneaut, OH 44030
Active In USDA Approved Zone Single Family
833 Keefus Rd, Conneaut, OH 44030
833 Keefus Rd 16 hours, 20 minutes
$159,500
  • Bed2
  • Bath1.0
  • sqft1,200
135 Dorsey Dr, Orwell, OH 44076
Active In USDA Approved Zone Single Family
135 Dorsey Dr, Orwell, OH 44076
135 Dorsey Dr 16 hours, 20 minutes
$47,000
  • Bed2
  • Bath2.0
  • sqft952
1309 Bunker Hill Rd, Ashtabula, OH 44004
Active In USDA Approved Zone Single Family
1309 Bunker Hill Rd, Ashtabula, OH 44004
1309 Bunker Hill Rd 16 hours, 20 minutes
$279,900
  • Bed4
  • Bath3.0
  • sqft2,916
2836 N County Line Rd, Geneva, OH 44041
Active In USDA Approved Zone Single Family
2836 N County Line Rd, Geneva, OH 44041
2836 N County Line Rd 16 hours, 20 minutes
$189,900
  • Bed3
  • Bath1.5
  • sqft1,130
2006 Renko Rd, Ashtabula, OH 44004
Active In USDA Approved Zone Single Family
2006 Renko Rd, Ashtabula, OH 44004
2006 Renko Rd 16 hours, 20 minutes
$160,000
  • Bed3
  • Bath1.5
  • sqft1,304
6120 N Ridge Rd, Geneva, OH 44057
Active In USDA Approved Zone Single Family
6120 N Ridge Rd, Geneva, OH 44057
6120 N Ridge Rd 16 hours, 20 minutes
$299,999
  • Bed5
  • Bath2.5
  • sqft2,286

Plenty of reasons to choose us

Our agency has many specialized areas, USDA home loans is our real specialty and these are also the first choice of our customers. We take extra effort to help first time buyers selecting the best loan program depending upon their credit, income, debt and the locality they are planning to purchase home.

Excellent reputation

Our comprehensive database of single family homes in Ohio and market info gives the accurate view of your home value.

Best local agents

You are just minutes from joining with the best agents who are fired up about helping you Buy or sell.

Peace of mind

Be rest assured that agents, loan officers and their expert team will handle every detail of your transaction from start to end.

Tons of options

If you or the property does not qualify for a USDA loan we can also help with FHA, Conv or other loan programs which is best fit for your case.

With more than a decade of experience, thousands of home buyers have turned to CHF to find their first home. We are the only website around who cleanly do property eligibility check for USDA approved zones.

Homes from popular locations in Ohio

Search single family homes in these great locations that are hand picked for you.

Get Free Credit Check and Program Eligibility