Loan Programs For First Time Home Buyers

There are a variety of competitively priced home loan programs geared towards first-time home buyers, including USDA, V.A., Conventional and FHA home loans. Not only do we want to help you buy your very first home in Ohio, we want to make sure that you never struggle to make your mortgage payments. Apart from conventional programs that require 20% down there are other where you can put 3-3.5% down to get your first home. Well if you can qualify for a USDA loan program then you do not even need to put any money down, moreover the closing ocsts can also be added to your monthly mortgage payments.

Single Family Homes for First Time Home Buyers in Ohio

We have listed single family homes in Ohio for first time home buyers to set them on right track to start their home search. Surf through properties in your local area and leave the rest to us from connecting with an agent, your pre-approvals all the way to closing. We do free credit checks for your eligibility also give you an estimate as to how much of a home you can afford as per your income and credit.

First Time Home Buyer Programs in Ohio

Recently Listed Properties In Ohio

150 5th St NE, Barberton, OH 44203
Single Family
150 5th St NE, Barberton, OH 44203
150 5th St NE 5 hours, 36 minutes
$119,900
  • Bed3
  • Bath1.0
  • sqft1,120
106 Samaritan Ave, Ashland, OH 44805
Active Single Family
106 Samaritan Ave, Ashland, OH 44805
106 Samaritan Ave 6 hours, 4 minutes
$154,900
  • Bed3
  • Bath1.5
  • sqft1,656
144 W Liberty St, Geneva, OH 44041
Active Single Family
144 W Liberty St, Geneva, OH 44041
144 W Liberty St 6 hours, 4 minutes
$144,900
  • Bed3
  • Bath1.0
  • sqft988
85 Fairview Rd, Geneva, OH 44041
Active Single Family
85 Fairview Rd, Geneva, OH 44041
85 Fairview Rd 6 hours, 4 minutes
$151,900
  • Bed3
  • Bath1.5
  • sqft1,100
604 Broad St, Conneaut, OH 44030
Active Single Family
604 Broad St, Conneaut, OH 44030
604 Broad St 6 hours, 4 minutes
$75,000
  • Bed3
  • Bath1.0
  • sqft1,344
409 E 23rd St, Ashtabula, OH 44004
Active In USDA Approved Zone Single Family
409 E 23rd St, Ashtabula, OH 44004
409 E 23rd St 6 hours, 4 minutes
$59,900
  • Bed2
  • Bath1.0
  • sqft988
8229 State Route 7, Williamsfield, OH 44093
Active Single Family
8229 State Route 7, Williamsfield, OH 44093
8229 State Route 7 6 hours, 4 minutes
$409,900
  • Bed3
  • Bath2.0
  • sqft2,044
1994 Hunt Rd, Perry Twp, OH 45107
Active Single Family
1994 Hunt Rd, Perry Twp, OH 45107
1994 Hunt Rd 6 hours, 4 minutes
$205,000
  • Bed3
  • Bath2.0
  • sqft1,144
205 Lakewood Ln, Georgetown, OH 45121
Active Single Family
205 Lakewood Ln, Georgetown, OH 45121
205 Lakewood Ln 6 hours, 4 minutes
$189,900
  • Bed3
  • Bath2.0
  • sqft1,435
5354 Howland Rd, Union Twp, OH 45167
Active Single Family
5354 Howland Rd, Union Twp, OH 45167
5354 Howland Rd 6 hours, 4 minutes
$164,900
  • Bed2
  • Bath2.0
  • sqft1,268
3143 Old Oxford Rd, Hanover Twp, OH 45013
Active In USDA Approved Zone Single Family
3143 Old Oxford Rd, Hanover Twp, OH 45013
3143 Old Oxford Rd 6 hours, 4 minutes
$395,000
  • Bed3
  • Bath2.5
  • sqft2,294
8816 Bluebird Dr, West Chester, OH 45069
Active Single Family
8816 Bluebird Dr, West Chester, OH 45069
8816 Bluebird Dr 6 hours, 5 minutes
$259,900
  • Bed3
  • Bath2.0
  • sqft2,296
6780 Liberty Fairfield Rd, Liberty Twp, OH 45011
Active Single Family
6780 Liberty Fairfield Rd, Liberty Twp, OH 45011
6780 Liberty Fairfield Rd 6 hours, 5 minutes
$1,250,000
  • Bed5
  • Bath5.5
  • sqft6,800
2306 Byron St, Middletown, OH 45042
Active Single Family
2306 Byron St, Middletown, OH 45042
2306 Byron St 6 hours, 5 minutes
$119,900
  • Bed3
  • Bath1.0
  • sqft1,000
5627 Creekside Meadows Dr, Liberty Twp, OH 45011
Active Single Family
5627 Creekside Meadows Dr, Liberty Twp, OH 45011
5627 Creekside Meadows Dr 6 hours, 5 minutes
$290,000
  • Bed3
  • Bath2.5
  • sqft1,778
7021 Larkspur Ln, Liberty Twp, OH 45044
Active Single Family
7021 Larkspur Ln, Liberty Twp, OH 45044
7021 Larkspur Ln 6 hours, 5 minutes
$600,000
  • Bed4
  • Bath4.5
  • sqft4,312
33 Heatherwood Ct, Monroe, OH 45050
Active Single Family
33 Heatherwood Ct, Monroe, OH 45050
33 Heatherwood Ct 6 hours, 5 minutes
$234,900
  • Bed3
  • Bath2.0
  • sqft1,414
3201 Springview Dr, Fairfield Twp, OH 45011
Active Single Family
3201 Springview Dr, Fairfield Twp, OH 45011
3201 Springview Dr 6 hours, 5 minutes
$265,000
  • Bed3
  • Bath3.0
  • sqft1,116

Plenty of reasons to choose us

Our agency has many specialized areas, USDA home loans is our real specialty and these are also the first choice of our customers. We take extra effort to help first time buyers selecting the best loan program depending upon their credit, income, debt and the locality they are planning to purchase home.

Excellent reputation

Our comprehensive database of single family homes in Ohio and market info gives the accurate view of your home value.

Best local agents

You are just minutes from joining with the best agents who are fired up about helping you Buy or sell.

Peace of mind

Be rest assured that agents, loan officers and their expert team will handle every detail of your transaction from start to end.

Tons of options

If you or the property does not qualify for a USDA loan we can also help with FHA, Conv or other loan programs which is best fit for your case.

With more than a decade of experience, thousands of home buyers have turned to CHF to find their first home. We are the only website around who cleanly do property eligibility check for USDA approved zones.

Homes from popular locations in Ohio

Search single family homes in these great locations that are hand picked for you.

Get Free Credit Check and Program Eligibility