Loan Programs For First Time Home Buyers

There are a variety of competitively priced home loan programs geared towards first-time home buyers, including USDA, V.A., Conventional and FHA home loans. Not only do we want to help you buy your very first home in Ohio, we want to make sure that you never struggle to make your mortgage payments. Apart from conventional programs that require 20% down there are other where you can put 3-3.5% down to get your first home. Well if you can qualify for a USDA loan program then you do not even need to put any money down, moreover the closing ocsts can also be added to your monthly mortgage payments.

Single Family Homes for First Time Home Buyers in Ohio

We have listed single family homes in Ohio for first time home buyers to set them on right track to start their home search. Surf through properties in your local area and leave the rest to us from connecting with an agent, your pre-approvals all the way to closing. We do free credit checks for your eligibility also give you an estimate as to how much of a home you can afford as per your income and credit.

First Time Home Buyer Programs in Ohio

Recently Listed Properties In Ohio

3805 Township Road 145, Mount Gilead, OH 43338
In USDA Approved Zone Single Family
3805 Township Road 145, Mount Gilead, OH 43338
3805 Township Road 145 1 day, 1 hour
$564,900
  • Bed5
  • Bath2.5
  • sqft2,420
6748 Oakdale Rd, Mentor, OH 44060
Single Family
6748 Oakdale Rd, Mentor, OH 44060
6748 Oakdale Rd 1 day, 1 hour
$165,000
  • Bed3
  • Bath1.0
  • sqft1,488
4298 Delryan Dr, Delhi Twp, OH 45238
Single Family
4298 Delryan Dr, Delhi Twp, OH 45238
4298 Delryan Dr 1 day, 1 hour
$119,900
  • Bed3
  • Bath2.5
  • sqft1,520
19 Wilson Ave, Fairborn, OH 45324
Single Family
19 Wilson Ave, Fairborn, OH 45324
19 Wilson Ave 1 day, 1 hour
$115,555
  • Bed3
  • Bath1.0
  • sqft960
6125 Foxmeadow Dr, Westerville, OH 43081
Single Family
6125 Foxmeadow Dr, Westerville, OH 43081
6125 Foxmeadow Dr 1 day, 1 hour
$399,900
  • Bed3
  • Bath2.5
  • sqft2,098
2424 Shillingham Ct, Powell, OH 43065
Single Family
2424 Shillingham Ct, Powell, OH 43065
2424 Shillingham Ct 1 day, 1 hour
$345,000
  • Bed4
  • Bath2.5
  • sqft1,925
1151 Rendezvous Ln, Columbus, OH 43207
Single Family
1151 Rendezvous Ln, Columbus, OH 43207
1151 Rendezvous Ln 1 day, 1 hour
$139,000
  • Bed3
  • Bath2.5
  • sqft1,402
3084 Fremont St, Columbus, OH 43204
Single Family
3084 Fremont St, Columbus, OH 43204
3084 Fremont St 1 day, 1 hour
$229,900
  • Bed3
  • Bath2.5
  • sqft1,350
6835 Baker Rd, Milford Twp, OH 45064
In USDA Approved Zone Single Family
6835 Baker Rd, Milford Twp, OH 45064
6835 Baker Rd 1 day, 1 hour
$125,000
  • Bed3
  • Bath1.0
  • sqft1,580
465 Free Soil Rd, Georgetown, OH 45121
In USDA Approved Zone Single Family
465 Free Soil Rd, Georgetown, OH 45121
465 Free Soil Rd 1 day, 1 hour
$135,000
  • Bed3
  • Bath1.0
  • sqft936
1061 Challot Dr, West Salem, OH 44287
Active In USDA Approved Zone Single Family
1061 Challot Dr, West Salem, OH 44287
1061 Challot Dr 1 day, 2 hours
$179,900
  • Bed3
  • Bath2.0
  • sqft1,288
38 E Main St, Jeromesville, OH 44840
Active In USDA Approved Zone Single Family
38 E Main St, Jeromesville, OH 44840
38 E Main St 1 day, 2 hours
$155,000
  • Bed3
  • Bath2.0
  • sqft1,342
7541 Depot Rd, Ashtabula, OH 44004
Active In USDA Approved Zone Single Family
7541 Depot Rd, Ashtabula, OH 44004
7541 Depot Rd 1 day, 2 hours
$170,000
  • Bed3
  • Bath1.0
  • sqft1,040
5035 Nathan Ave, Ashtabula, OH 44004
Active In USDA Approved Zone Single Family
5035 Nathan Ave, Ashtabula, OH 44004
5035 Nathan Ave 1 day, 2 hours
$119,000
  • Bed5
  • Bath2.0
  • sqft1,964
679 Main St, Conneaut, OH 44030
Active In USDA Approved Zone Single Family
679 Main St, Conneaut, OH 44030
679 Main St 1 day, 2 hours
$125,000
  • Bed4
  • Bath1.5
  • sqft1,816
4140 State Route 7, Andover, OH 44003
Active In USDA Approved Zone Single Family
4140 State Route 7, Andover, OH 44003
4140 State Route 7 1 day, 2 hours
$137,500
  • Bed5
  • Bath1.0
  • sqft1,764
475 Essen Dr, Fayetteville, OH 45118
Active Single Family
475 Essen Dr, Fayetteville, OH 45118
475 Essen Dr 1 day, 2 hours
$250,000
  • Bed4
  • Bath3.0
  • sqft1,544
309 Bremen Dr, Perry Twp, OH 45118
Active In USDA Approved Zone Single Family
309 Bremen Dr, Perry Twp, OH 45118
309 Bremen Dr 1 day, 2 hours
$220,000
  • Bed3
  • Bath2.0
  • sqft1,620

Plenty of reasons to choose us

Our agency has many specialized areas, USDA home loans is our real specialty and these are also the first choice of our customers. We take extra effort to help first time buyers selecting the best loan program depending upon their credit, income, debt and the locality they are planning to purchase home.

Excellent reputation

Our comprehensive database of single family homes in Ohio and market info gives the accurate view of your home value.

Best local agents

You are just minutes from joining with the best agents who are fired up about helping you Buy or sell.

Peace of mind

Be rest assured that agents, loan officers and their expert team will handle every detail of your transaction from start to end.

Tons of options

If you or the property does not qualify for a USDA loan we can also help with FHA, Conv or other loan programs which is best fit for your case.

With more than a decade of experience, thousands of home buyers have turned to CHF to find their first home. We are the only website around who cleanly do property eligibility check for USDA approved zones.

Homes from popular locations in Ohio

Search single family homes in these great locations that are hand picked for you.

Get Free Credit Check and Program Eligibility