Loan Programs For First Time Home Buyers

There are a variety of competitively priced home loan programs geared towards first-time home buyers, including USDA, V.A., Conventional and FHA home loans. Not only do we want to help you buy your very first home in Ohio, we want to make sure that you never struggle to make your mortgage payments. Apart from conventional programs that require 20% down there are other where you can put 3-3.5% down to get your first home. Well if you can qualify for a USDA loan program then you do not even need to put any money down, moreover the closing ocsts can also be added to your monthly mortgage payments.

Single Family Homes for First Time Home Buyers in Ohio

We have listed single family homes in Ohio for first time home buyers to set them on right track to start their home search. Surf through properties in your local area and leave the rest to us from connecting with an agent, your pre-approvals all the way to closing. We do free credit checks for your eligibility also give you an estimate as to how much of a home you can afford as per your income and credit.

First Time Home Buyer Programs in Ohio

Recently Listed Properties In Ohio

114 S Ardmore Ave, Dayton, OH 45417
Single Family
114 S Ardmore Ave, Dayton, OH 45417
114 S Ardmore Ave 2 days, 8 hours
$18,500
  • Bed3
  • Bath1.0
  • sqft1,198
18938 Highpoint Rd, Chagrin Falls, OH 44023
In USDA Approved Zone Single Family
18938 Highpoint Rd, Chagrin Falls, OH 44023
18938 Highpoint Rd 2 days, 8 hours
$249,900
  • Bed4
  • Bath2.5
  • sqft2,224
202 Lask Ln, Sprigg Twp, OH 45144
Active In USDA Approved Zone Single Family
202 Lask Ln, Sprigg Twp, OH 45144
202 Lask Ln 2 days, 8 hours
$149,500
  • Bed4
  • Bath2.0
  • sqft2,348
137 Greenridge Dr, Geneva, OH 44041
Active In USDA Approved Zone Single Family
137 Greenridge Dr, Geneva, OH 44041
137 Greenridge Dr 2 days, 8 hours
$194,900
  • Bed3
  • Bath2.5
  • sqft1,642
6705 Sanborn Rd, Ashtabula, OH 44004
Active In USDA Approved Zone Single Family
6705 Sanborn Rd, Ashtabula, OH 44004
6705 Sanborn Rd 2 days, 8 hours
$239,000
  • Bed3
  • Bath2.0
  • sqft1,822
770 Eastlawn St, Geneva, OH 44041
Active In USDA Approved Zone Single Family
770 Eastlawn St, Geneva, OH 44041
770 Eastlawn St 2 days, 8 hours
$159,900
  • Bed3
  • Bath1.5
  • sqft1,410
3852 Peebles Rd, Kingsville, OH 44048
Active In USDA Approved Zone Single Family
3852 Peebles Rd, Kingsville, OH 44048
3852 Peebles Rd 2 days, 8 hours
$449,900
  • Bed3
  • Bath3.5
  • sqft2,850
2014 Beringer Pl, Geneva, OH 44041
Active In USDA Approved Zone Single Family
2014 Beringer Pl, Geneva, OH 44041
2014 Beringer Pl 2 days, 8 hours
$319,900
  • Bed4
  • Bath3.5
  • sqft2,138
4549 Baldwin Rd, Kingsville, OH 44048
Active In USDA Approved Zone Single Family
4549 Baldwin Rd, Kingsville, OH 44048
4549 Baldwin Rd 2 days, 8 hours
$389,900
  • Bed3
  • Bath2.0
  • sqft2,226
2531 Burlingham Dr, Ashtabula, OH 44004
Active In USDA Approved Zone Single Family
2531 Burlingham Dr, Ashtabula, OH 44004
2531 Burlingham Dr 2 days, 8 hours
$150,000
  • Bed3
  • Bath1.5
  • sqft1,368
1144 Lake Vue Dr, Roaming Shores, OH 44085
Active In USDA Approved Zone Single Family
1144 Lake Vue Dr, Roaming Shores, OH 44085
1144 Lake Vue Dr 2 days, 8 hours
$749,000
  • Bed4
  • Bath3.0
  • sqft1,568
4873 State Route 45, Rome, OH 44085
Active In USDA Approved Zone Single Family
4873 State Route 45, Rome, OH 44085
4873 State Route 45 2 days, 8 hours
$80,000
  • Bed3
  • Bath2.0
  • sqft1,776
1240 Eagleville Rd, Jefferson, OH 44047
Active In USDA Approved Zone Single Family
1240 Eagleville Rd, Jefferson, OH 44047
1240 Eagleville Rd 2 days, 8 hours
$219,900
  • Bed3
  • Bath1.0
  • sqft1,048
486 First St, Geneva, OH 44041
Active In USDA Approved Zone Single Family
486 First St, Geneva, OH 44041
486 First St 2 days, 8 hours
$135,000
  • Bed3
  • Bath1.5
  • sqft1,786
2415 Deerfield Dr, Ashtabula, OH 44004
Active In USDA Approved Zone Single Family
2415 Deerfield Dr, Ashtabula, OH 44004
2415 Deerfield Dr 2 days, 8 hours
$199,900
  • Bed4
  • Bath2.5
  • sqft2,408
165 W Main St, Andover, OH 44003
Active In USDA Approved Zone Single Family
165 W Main St, Andover, OH 44003
165 W Main St 2 days, 8 hours
$189,900
  • Bed7
  • Bath2.0
  • sqft2,600
4996 Ayers Rd, Andover, OH 44003
Active In USDA Approved Zone Single Family
4996 Ayers Rd, Andover, OH 44003
4996 Ayers Rd 2 days, 8 hours
$129,900
  • Bed2
  • Bath1.0
  • sqft960
3364 E Center St, Conneaut, OH 44030
Active In USDA Approved Zone Single Family
3364 E Center St, Conneaut, OH 44030
3364 E Center St 2 days, 8 hours
$175,000
  • Bed2
  • Bath1.0
  • sqft1,392

Plenty of reasons to choose us

Our agency has many specialized areas, USDA home loans is our real specialty and these are also the first choice of our customers. We take extra effort to help first time buyers selecting the best loan program depending upon their credit, income, debt and the locality they are planning to purchase home.

Excellent reputation

Our comprehensive database of single family homes in Ohio and market info gives the accurate view of your home value.

Best local agents

You are just minutes from joining with the best agents who are fired up about helping you Buy or sell.

Peace of mind

Be rest assured that agents, loan officers and their expert team will handle every detail of your transaction from start to end.

Tons of options

If you or the property does not qualify for a USDA loan we can also help with FHA, Conv or other loan programs which is best fit for your case.

With more than a decade of experience, thousands of home buyers have turned to CHF to find their first home. We are the only website around who cleanly do property eligibility check for USDA approved zones.

Homes from popular locations in Ohio

Search single family homes in these great locations that are hand picked for you.

Get Free Credit Check and Program Eligibility