Loan Programs For First Time Home Buyers

There are a variety of competitively priced home loan programs geared towards first-time home buyers, including USDA, V.A., Conventional and FHA home loans. Not only do we want to help you buy your very first home in Ohio, we want to make sure that you never struggle to make your mortgage payments. Apart from conventional programs that require 20% down there are other where you can put 3-3.5% down to get your first home. Well if you can qualify for a USDA loan program then you do not even need to put any money down, moreover the closing ocsts can also be added to your monthly mortgage payments.

Single Family Homes for First Time Home Buyers in Ohio

We have listed single family homes in Ohio for first time home buyers to set them on right track to start their home search. Surf through properties in your local area and leave the rest to us from connecting with an agent, your pre-approvals all the way to closing. We do free credit checks for your eligibility also give you an estimate as to how much of a home you can afford as per your income and credit.

First Time Home Buyer Programs in Ohio

Recently Listed Properties In Ohio

141 Trailwoods Dr, Harrison, OH 45415
Single Family
141 Trailwoods Dr, Harrison, OH 45415
141 Trailwoods Dr 17 hours, 50 minutes
$289,000
  • Bed4
  • Bath4.0
  • sqft4,332
861 Old Leonard Ave, Columbus, OH 43203
Single Family
861 Old Leonard Ave, Columbus, OH 43203
861 Old Leonard Ave 17 hours, 51 minutes
$100,000
  • Bed3
  • Bath1.5
  • sqft1,518
568 Co Road 1101, Nova, OH 44859
Active In USDA Approved Zone Single Family
568 Co Road 1101, Nova, OH 44859
568 Co Road 1101 18 hours, 11 minutes
$215,000
  • Bed3
  • Bath2.0
  • sqft1,450
4950 Presidential Dr, Geneva-On-The-Lake, OH 44041
Active Single Family
4950 Presidential Dr, Geneva-On-The-Lake, OH 44041
4950 Presidential Dr 18 hours, 11 minutes
$169,900
  • Bed3
  • Bath2.0
  • sqft1,148
615 Lake Ave, Ashtabula, OH 44004
Active In USDA Approved Zone Single Family
615 Lake Ave, Ashtabula, OH 44004
615 Lake Ave 18 hours, 11 minutes
$174,000
  • Bed4
  • Bath1.5
  • sqft2,587
1744 W 16th St, Ashtabula, OH 44004
Active In USDA Approved Zone Single Family
1744 W 16th St, Ashtabula, OH 44004
1744 W 16th St 18 hours, 11 minutes
$65,000
  • Bed2
  • Bath2.0
  • sqft1,008
273 Cleveland Ct, Conneaut, OH 44030
Active In USDA Approved Zone Single Family
273 Cleveland Ct, Conneaut, OH 44030
273 Cleveland Ct 18 hours, 11 minutes
$59,900
  • Bed3
  • Bath1.0
  • sqft1,500
1300 Lake Rd, Conneaut, OH 44030
Active In USDA Approved Zone Single Family
1300 Lake Rd, Conneaut, OH 44030
1300 Lake Rd 18 hours, 11 minutes
$2,400,000
  • Bed9
  • Bath7.5
  • sqft6,942
4056 Austin Rd, Geneva, OH 44041
Active In USDA Approved Zone Single Family
4056 Austin Rd, Geneva, OH 44041
4056 Austin Rd 18 hours, 11 minutes
$219,900
  • Bed3
  • Bath2.0
  • sqft1,470
18 Lake Hurst Dr, Ashtabula, OH 44004
Active In USDA Approved Zone Single Family
18 Lake Hurst Dr, Ashtabula, OH 44004
18 Lake Hurst Dr 18 hours, 11 minutes
$179,900
  • Bed2
  • Bath1.0
  • sqft1,147
641 Whitney Rd, Conneaut, OH 44030
Active In USDA Approved Zone Single Family
641 Whitney Rd, Conneaut, OH 44030
641 Whitney Rd 18 hours, 12 minutes
$99,000
  • Bed3
  • Bath1.0
  • sqft1,416
5881 Pine, Andover, OH 44003
Active In USDA Approved Zone Single Family
5881 Pine, Andover, OH 44003
5881 Pine 18 hours, 12 minutes
$150,000
  • Bed2
  • Bath1.0
  • sqft936
7613 Jefferson Rd, Ashtabula, OH 44004
Active In USDA Approved Zone Single Family
7613 Jefferson Rd, Ashtabula, OH 44004
7613 Jefferson Rd 18 hours, 12 minutes
$70,000
  • Bed4
  • Bath3.5
  • sqft2,112
15724 Bodman Rd, Sterling Twp, OH 45154
Active Single Family
15724 Bodman Rd, Sterling Twp, OH 45154
15724 Bodman Rd 18 hours, 12 minutes
$199,900
  • Bed2
  • Bath1.0
  • sqft1,224
7914 Chicken Hollow Rd, Union Twp, OH 45167
Active In USDA Approved Zone Single Family
7914 Chicken Hollow Rd, Union Twp, OH 45167
7914 Chicken Hollow Rd 18 hours, 12 minutes
$224,900
  • Bed3
  • Bath2.0
  • sqft1,504
1285 Parkamo Ave, Hamilton, OH 45011
Active Single Family
1285 Parkamo Ave, Hamilton, OH 45011
1285 Parkamo Ave 18 hours, 12 minutes
$110,000
  • Bed2
  • Bath1.0
  • sqft720
1132 Azel Ave, Hamilton, OH 45013
Active Single Family
1132 Azel Ave, Hamilton, OH 45013
1132 Azel Ave 18 hours, 12 minutes
$90,000
  • Bed3
  • Bath1.0
  • sqft840
5245 Sherry Ln, Fairfield, OH 45014
Active Single Family
5245 Sherry Ln, Fairfield, OH 45014
5245 Sherry Ln 18 hours, 12 minutes
$229,000
  • Bed3
  • Bath2.5
  • sqft1,960

Plenty of reasons to choose us

Our agency has many specialized areas, USDA home loans is our real specialty and these are also the first choice of our customers. We take extra effort to help first time buyers selecting the best loan program depending upon their credit, income, debt and the locality they are planning to purchase home.

Excellent reputation

Our comprehensive database of single family homes in Ohio and market info gives the accurate view of your home value.

Best local agents

You are just minutes from joining with the best agents who are fired up about helping you Buy or sell.

Peace of mind

Be rest assured that agents, loan officers and their expert team will handle every detail of your transaction from start to end.

Tons of options

If you or the property does not qualify for a USDA loan we can also help with FHA, Conv or other loan programs which is best fit for your case.

With more than a decade of experience, thousands of home buyers have turned to CHF to find their first home. We are the only website around who cleanly do property eligibility check for USDA approved zones.

Homes from popular locations in Ohio

Search single family homes in these great locations that are hand picked for you.

Get Free Credit Check and Program Eligibility