Loan Programs For First Time Home Buyers

There are a variety of competitively priced home loan programs geared towards first-time home buyers, including USDA, V.A., Conventional and FHA home loans. Not only do we want to help you buy your very first home in Ohio, we want to make sure that you never struggle to make your mortgage payments. Apart from conventional programs that require 20% down there are other where you can put 3-3.5% down to get your first home. Well if you can qualify for a USDA loan program then you do not even need to put any money down, moreover the closing ocsts can also be added to your monthly mortgage payments.

Single Family Homes for First Time Home Buyers in Ohio

We have listed single family homes in Ohio for first time home buyers to set them on right track to start their home search. Surf through properties in your local area and leave the rest to us from connecting with an agent, your pre-approvals all the way to closing. We do free credit checks for your eligibility also give you an estimate as to how much of a home you can afford as per your income and credit.

First Time Home Buyer Programs in Ohio

Recently Listed Properties In Ohio

6582 Shady Lake Ct, Lewis Center, OH 43035
Single Family
6582 Shady Lake Ct, Lewis Center, OH 43035
6582 Shady Lake Ct 20 hours, 22 minutes
$619,700
  • Bed4
  • Bath3.5
  • sqft3,707
176 Vine St, Peebles, OH 45660
Active In USDA Approved Zone Single Family
176 Vine St, Peebles, OH 45660
176 Vine St 20 hours, 51 minutes
$120,000
  • Bed2
  • Bath1.0
  • sqft1,086
974 State Rd, Conneaut, OH 44004
Active Single Family
974 State Rd, Conneaut, OH 44004
974 State Rd 20 hours, 51 minutes
$225,000
  • Bed3
  • Bath1.0
  • sqft970
32 Chestnut St, Geneva, OH 44041
Active In USDA Approved Zone Single Family
32 Chestnut St, Geneva, OH 44041
32 Chestnut St 20 hours, 51 minutes
$149,977
  • Bed3
  • Bath1.5
  • sqft1,329
6488 Hall Rd, Andover, OH 44003
Active In USDA Approved Zone Single Family
6488 Hall Rd, Andover, OH 44003
6488 Hall Rd 20 hours, 51 minutes
$220,000
  • Bed3
  • Bath1.0
  • sqft1,508
624 Windsor Rd, Rome, OH 44085
Active In USDA Approved Zone Single Family
624 Windsor Rd, Rome, OH 44085
624 Windsor Rd 20 hours, 51 minutes
$249,000
  • Bed3
  • Bath1.5
  • sqft1,850
14097 Holiday Dr, Mt Orab, OH 45154
Active In USDA Approved Zone Single Family
14097 Holiday Dr, Mt Orab, OH 45154
14097 Holiday Dr 20 hours, 51 minutes
$225,900
  • Bed4
  • Bath2.0
  • sqft2,004
1317 Goodman, Hamilton, OH 45013
Active Single Family
1317 Goodman, Hamilton, OH 45013
1317 Goodman 20 hours, 51 minutes
$119,000
  • Bed3
  • Bath1.0
  • sqft1,000
5710 Greenlawn Rd, Fairfield Twp, OH 45011
Active Single Family
5710 Greenlawn Rd, Fairfield Twp, OH 45011
5710 Greenlawn Rd 20 hours, 51 minutes
$274,900
  • Bed3
  • Bath1.0
  • sqft1,046
612 Malvern St, Middletown, OH 45042
Active Single Family
612 Malvern St, Middletown, OH 45042
612 Malvern St 20 hours, 51 minutes
$65,000
  • Bed1
  • Bath1.0
  • sqft360
6511 Yankee Rd, Liberty Twp, OH 45044
Active Single Family
6511 Yankee Rd, Liberty Twp, OH 45044
6511 Yankee Rd 20 hours, 51 minutes
$400,000
  • Bed3
  • Bath3.5
  • sqft3,651
623 N E St, Hamilton, OH 45013
Active Single Family
623 N E St, Hamilton, OH 45013
623 N E St 20 hours, 51 minutes
$149,900
  • Bed2
  • Bath1.0
  • sqft984
828 Greenwood Ln, Trenton, OH 45067
Active Single Family
828 Greenwood Ln, Trenton, OH 45067
828 Greenwood Ln 20 hours, 51 minutes
$245,000
  • Bed3
  • Bath2.5
  • sqft1,155
27 Potter Ave, Trenton, OH 45067
Active Single Family
27 Potter Ave, Trenton, OH 45067
27 Potter Ave 20 hours, 51 minutes
$103,000
  • Bed2
  • Bath1.0
  • sqft1,104
713 Elwood St, Middletown, OH 45042
Active Single Family
713 Elwood St, Middletown, OH 45042
713 Elwood St 20 hours, 51 minutes
$125,000
  • Bed2
  • Bath1.0
  • sqft936
529 Ridgelawn Ave, Hamilton, OH 45013
Active Single Family
529 Ridgelawn Ave, Hamilton, OH 45013
529 Ridgelawn Ave 20 hours, 51 minutes
$180,000
  • Bed2
  • Bath2.0
  • sqft1,697
922 Third St, Trenton, OH 45067
Active Single Family
922 Third St, Trenton, OH 45067
922 Third St 20 hours, 51 minutes
$279,900
  • Bed3
  • Bath2.0
  • sqft1,484
811 Clover Cir, Oxford, OH 45056
Active Single Family
811 Clover Cir, Oxford, OH 45056
811 Clover Cir 20 hours, 51 minutes
$229,000
  • Bed3
  • Bath1.0
  • sqft988

Plenty of reasons to choose us

Our agency has many specialized areas, USDA home loans is our real specialty and these are also the first choice of our customers. We take extra effort to help first time buyers selecting the best loan program depending upon their credit, income, debt and the locality they are planning to purchase home.

Excellent reputation

Our comprehensive database of single family homes in Ohio and market info gives the accurate view of your home value.

Best local agents

You are just minutes from joining with the best agents who are fired up about helping you Buy or sell.

Peace of mind

Be rest assured that agents, loan officers and their expert team will handle every detail of your transaction from start to end.

Tons of options

If you or the property does not qualify for a USDA loan we can also help with FHA, Conv or other loan programs which is best fit for your case.

With more than a decade of experience, thousands of home buyers have turned to CHF to find their first home. We are the only website around who cleanly do property eligibility check for USDA approved zones.

Homes from popular locations in Ohio

Search single family homes in these great locations that are hand picked for you.

Get Free Credit Check and Program Eligibility