Loan Programs For First Time Home Buyers

There are a variety of competitively priced home loan programs geared towards first-time home buyers, including USDA, V.A., Conventional and FHA home loans. Not only do we want to help you buy your very first home in Ohio, we want to make sure that you never struggle to make your mortgage payments. Apart from conventional programs that require 20% down there are other where you can put 3-3.5% down to get your first home. Well if you can qualify for a USDA loan program then you do not even need to put any money down, moreover the closing ocsts can also be added to your monthly mortgage payments.

Single Family Homes for First Time Home Buyers in Ohio

We have listed single family homes in Ohio for first time home buyers to set them on right track to start their home search. Surf through properties in your local area and leave the rest to us from connecting with an agent, your pre-approvals all the way to closing. We do free credit checks for your eligibility also give you an estimate as to how much of a home you can afford as per your income and credit.

First Time Home Buyer Programs in Ohio

Recently Listed Properties In Ohio

3000 St Rt 125, Liberty Twp, OH 45693
Active In USDA Approved Zone Single Family
3000 St Rt 125, Liberty Twp, OH 45693
3000 St Rt 125 5 days, 22 hours
$269,900
  • Bed3
  • Bath1.5
  • sqft4,037
2010 State Route 73, Peebles, OH 45660
Active In USDA Approved Zone Single Family
2010 State Route 73, Peebles, OH 45660
2010 State Route 73 5 days, 22 hours
$249,000
  • Bed3
  • Bath2.0
  • sqft1,304
223 Mound St, West Union, OH 45693
Active In USDA Approved Zone Single Family
223 Mound St, West Union, OH 45693
223 Mound St 5 days, 22 hours
$62,500
  • Bed4
  • Bath2.0
  • sqft1,452
656 Us Rt 224, Sullivan, OH 44880
Active In USDA Approved Zone Single Family
656 Us Rt 224, Sullivan, OH 44880
656 Us Rt 224 5 days, 22 hours
$465,000
  • Bed3
  • Bath1.5
  • sqft2,064
323 N Wood, Loudonville, OH 44842
Active In USDA Approved Zone Single Family
323 N Wood, Loudonville, OH 44842
323 N Wood 5 days, 22 hours
$189,900
  • Bed4
  • Bath1.5
  • sqft1,842
2245 Byrrh Pl, West Salem, OH 44287
Active In USDA Approved Zone Single Family
2245 Byrrh Pl, West Salem, OH 44287
2245 Byrrh Pl 5 days, 22 hours
$275,000
  • Bed3
  • Bath2.0
  • sqft1,992
710 Chestnut St, Ashland, OH 44805
Active Single Family
710 Chestnut St, Ashland, OH 44805
710 Chestnut St 5 days, 22 hours
$114,900
  • Bed3
  • Bath1.5
  • sqft1,303
1520 Orange Rd #133, Ashland, OH 44805
Active Single Family
1520 Orange Rd #133, Ashland, OH 44805
1520 Orange Rd #133 5 days, 22 hours
$79,900
  • Bed3
  • Bath2.0
  • sqft1,188
6033 Sequoia Pl, West Salem, OH 44287
Active In USDA Approved Zone Single Family
6033 Sequoia Pl, West Salem, OH 44287
6033 Sequoia Pl 5 days, 22 hours
$199,900
  • Bed3
  • Bath2.0
  • sqft1,479
248 S Countryside Dr, Ashland, OH 44805
Active Single Family
248 S Countryside Dr, Ashland, OH 44805
248 S Countryside Dr 5 days, 22 hours
$325,000
  • Bed4
  • Bath3.0
  • sqft2,013
974 Township Road 2946, Perrysville, OH 44864
Active In USDA Approved Zone Single Family
974 Township Road 2946, Perrysville, OH 44864
974 Township Road 2946 5 days, 22 hours
$349,900
  • Bed3
  • Bath2.0
  • sqft1,728
1390 Edgewood Dr, Ashland, OH 44805
Active Single Family
1390 Edgewood Dr, Ashland, OH 44805
1390 Edgewood Dr 5 days, 22 hours
$255,000
  • Bed4
  • Bath1.5
  • sqft1,588
605 Evergreen St, Ashland, OH 44805
Active Single Family
605 Evergreen St, Ashland, OH 44805
605 Evergreen St 5 days, 22 hours
$55,900
  • Bed3
  • Bath1.0
  • sqft1,276
236 Township Road 1461, Greenwich, OH 44837
Active In USDA Approved Zone Single Family
236 Township Road 1461, Greenwich, OH 44837
236 Township Road 1461 5 days, 22 hours
$475,000
  • Bed4
  • Bath2.5
  • sqft2,312
770 St. Rt. 511, Ashland, OH 44805
Active In USDA Approved Zone Single Family
770 St. Rt. 511, Ashland, OH 44805
770 St. Rt. 511 5 days, 22 hours
$315,000
  • Bed3
  • Bath3.0
  • sqft1,786
3243 Curaso Dr, West Salem, OH 44287
Active In USDA Approved Zone Single Family
3243 Curaso Dr, West Salem, OH 44287
3243 Curaso Dr 5 days, 22 hours
$199,900
  • Bed3
  • Bath2.0
  • sqft1,196
1465 State Route 96, Ashland, OH 44805
Active In USDA Approved Zone Single Family
1465 State Route 96, Ashland, OH 44805
1465 State Route 96 5 days, 22 hours
$400,000
  • Bed4
  • Bath2.5
  • sqft2,602
1487 Carum Pl, West Salem, OH 44287
Active In USDA Approved Zone Single Family
1487 Carum Pl, West Salem, OH 44287
1487 Carum Pl 5 days, 22 hours
$179,900
  • Bed2
  • Bath1.5
  • sqft1,600

Plenty of reasons to choose us

Our agency has many specialized areas, USDA home loans is our real specialty and these are also the first choice of our customers. We take extra effort to help first time buyers selecting the best loan program depending upon their credit, income, debt and the locality they are planning to purchase home.

Excellent reputation

Our comprehensive database of single family homes in Ohio and market info gives the accurate view of your home value.

Best local agents

You are just minutes from joining with the best agents who are fired up about helping you Buy or sell.

Peace of mind

Be rest assured that agents, loan officers and their expert team will handle every detail of your transaction from start to end.

Tons of options

If you or the property does not qualify for a USDA loan we can also help with FHA, Conv or other loan programs which is best fit for your case.

With more than a decade of experience, thousands of home buyers have turned to CHF to find their first home. We are the only website around who cleanly do property eligibility check for USDA approved zones.

Homes from popular locations in Ohio

Search single family homes in these great locations that are hand picked for you.

Get Free Credit Check and Program Eligibility