If you are interested in learning about all first time home buyer programs that are currently available in Dayton, OH, please visit programs section and provide your name and a valid email address. Make sure to check your email, which is where we will send information regarding the latest mortgage programs and qualification requirements for residents living in Dayton, OH.
United States Department of Agriculture (USDA) started offering loans for the development of rural and suburban areas. USDA loans are no money down payment home loan programs that a lot of home buyers do not realize that they can qualify for. To be eligible for the USDA loan program the property must be in an USDA approved zone. Good news is that there are 3 homes for sale within an USDA eligible zone in Dayton, OH. You can go see these properties with a local agent and we can help you with appointment and also get you pre-approved for USDA loan in the mean time. DIY: to explore more eligible zones in Dayton, OH please check USDA loan maps of Dayton, OH and get a visual idea of zoning in and around Dayton, OH that are marked as eligible for USDA program.
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Below are recently generated USDA maps from locations within Dayton, OH. This will help you in locating zones that are eligible for USDA home loans.
To generate USDA map for any other property use eligibility checker.
Note: All the non peach areas in the map are eligible for a USDA home loan.
Current USDA turn times in Dayton, OH is 5-7 days.
USDA income limits depends upon the size of the family. For family with 1-4 members current income limits in Dayton, OH $90,300/- whereas for a family with 5-8 members income limits go upto $119,200/-.
Loan closing is relative to you sending your purchase contract. From the time when we recieve purchase contact it may take approx 5-6 weeks to close a loan in Dayton, OH.
The median price of a single family home in Dayton, OH is $166,484/- having a covered area of 1,584sqft. On an average it costs about 105/sqft of living space which is 39% cheaper than the state average of 171/sqft. Homes in Dayton, OH are about 52% cheaper than other areas in the state.
Currently there are 442 single family homes for sale in Dayton, OH, of these 3 are in an USDA approved area.
USDA eligible homes in Dayton, OH come at an average price of approxiately $321,566/- and have a covered area of 1,820sqft. Homes in USDA approved zone in Dayton, OH are about 93% costlier compared to the homes in the local market. On the state average USDA homes in Dayton, OH are about 17% cheaper compared to other eligible zones.
Property summary last updated : 01 June, 2023, 08:14:14