If you are interested in learning about all first-time home buyer programs that are currently available in Hamilton County, OH, please visit programs section and provide your name and a valid email address. Make sure to check your email as thats where we will be sending information regarding the latest loan programs and qualification requirements for first home buyers living in Hamilton County, OH.
United States Department of Agriculture (USDA) started offering loans for the development of rural and suburban areas. USDA loans are no money down payment home loan programs that a lot of home buyers do not realize that they can qualify for. To be eligible for the USDA loan program the property must be in an USDA approved zone. Good news is that there are 14 homes for sale within an USDA eligible zone in Hamilton County, OH. You can go see these properties with a local agent and we can help you with appointment and also get you pre-approved for USDA loan in the mean time. DIY: to explore more eligible zones in Hamilton County, OH please check USDA loan maps of Hamilton County, OH and get a visual idea of zoning in and around Hamilton County, OH that are marked as eligible for USDA program.
See available 'for sale homes' in your area with a local Real Estate Agent.
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Below are recently generated USDA maps from locations within Hamilton County, OH. This will help you in locating zones that are eligible for USDA home loans.
To generate USDA map for any other property use eligibility checker.
Note: All the non peach areas in the map are eligible for a USDA home loan.
Current USDA turn times in Hamilton County, OH is 5-7 days.
USDA income limits depends upon the size of the family. For family with 1-4 members current income limits in Hamilton County, OH $90,300/- whereas for a family with 5-8 members income limits go upto $119,200/-.
Loan closing is relative to you sending your purchase contract. From the time when we recieve purchase contact it may take approx 5-6 weeks to close a loan in Hamilton County, OH.
The median price of a single family home in Hamilton County, OH is $375,984/- having a covered area of 2,041sqft. On an average it costs about 184/sqft of living space which is 12% costlier than the state average of 164/sqft. Homes in Hamilton County, OH are about 17% costlier than other areas in the state.
Currently there are 1538 single family homes for sale in Hamilton County, OH, of these 13 are in an USDA approved area.
USDA eligible homes in Hamilton County, OH come at an average price of approxiately $373,169/- and have a covered area of 2,212sqft. Homes in USDA approved zone in Hamilton County, OH are about 1% cheaper compared to the homes in the local market. On the state average USDA homes in Hamilton County, OH are about 8% costlier compared to other eligible zones.
Property summary last updated : 24 June, 2022, 08:56:06