If you are interested in learning about all first-time home buyer programs that are currently available in Montgomery County, OH, please visit programs section and provide your name and a valid email address. Make sure to check your email as thats where we will be sending information regarding the latest loan programs and qualification requirements for first home buyers living in Montgomery County, OH.
United States Department of Agriculture (USDA) started offering loans for the development of rural and suburban areas. USDA loans are no money down payment home loan programs that a lot of home buyers do not realize that they can qualify for. To be eligible for the USDA loan program the property must be in an USDA approved zone. Good news is that there are 75 homes for sale within an USDA eligible zone in Montgomery County, OH. You can go see these properties with a local agent and we can help you with appointment and also get you pre-approved for USDA loan in the mean time. DIY: to explore more eligible zones in Montgomery County, OH please check USDA loan maps of Montgomery County, OH and get a visual idea of zoning in and around Montgomery County, OH that are marked as eligible for USDA program.
See available 'for sale homes' in your area with a local Real Estate Agent.
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Below are recently generated USDA maps from locations within Montgomery County, OH. This will help you in locating zones that are eligible for USDA home loans.
To generate USDA map for any other property use eligibility checker.
Note: All the non peach areas in the map are eligible for a USDA home loan.
Current USDA turn times in Montgomery County, OH is 5-7 days.
USDA income limits depends upon the size of the family. For family with 1-4 members current income limits in Montgomery County, OH $90,300/- whereas for a family with 5-8 members income limits go upto $119,200/-.
Loan closing is relative to you sending your purchase contract. From the time when we recieve purchase contact it may take approx 5-6 weeks to close a loan in Montgomery County, OH.
The median price of a single family home in Montgomery County, OH is $388,858/- having a covered area of 1,782sqft. On an average it costs about 218/sqft of living space which is 31% costlier than the state average of 167/sqft. Homes in Montgomery County, OH are about 21% costlier than other areas in the state.
Currently there are 930 single family homes for sale in Montgomery County, OH, of these 73 are in an USDA approved area.
USDA eligible homes in Montgomery County, OH come at an average price of approxiately $250,484/- and have a covered area of 1,773sqft. Homes in USDA approved zone in Montgomery County, OH are about 36% cheaper compared to the homes in the local market. On the state average USDA homes in Montgomery County, OH are about 27% cheaper compared to other eligible zones.
Property summary last updated : 02 October, 2022, 16:27:15